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Located in the Piedmont , it is the county seat of Mecklenburg County. In , the U. Census Bureau estimated the population was ,,  making it the 17th-most populous city in the United States.
The Charlotte metropolitan area 's population ranks 22nd in the U. Between and , Charlotte was ranked as the country's fastest-growing metro area, with , new residents. Census data from to , it tops the 50 largest U. It is the third-fastest-growing major city in the United States.
Charlotte is home to the corporate headquarters of Bank of America and the east coast operations of Wells Fargo , which along with other financial institutions made it the second-largest banking center in the United States from to  and the third-largest from to present. Charlotte Douglas International Airport is a major international hub, and was ranked the 23rd-busiest airport in the world by passenger traffic in Charlotte has a humid subtropical climate.
It is located several miles east of the Catawba River and southeast of Lake Norman , the largest man-made lake in North Carolina. Lake Wylie and Mountain Island Lake are two smaller man-made lakes located near the city. The Catawba Native Americans were the first known historic tribe to settle Mecklenburg County in the Charlotte area and were first recorded around in Spanish records. By half the Catawba tribe had died from smallpox , which was endemic among Europeans, because the Catawba had no acquired immunity to the new disease.
At the time of their largest population, Catawba people numbered 10,, but by their total population had dropped to They made up the principal founding European population in the backcountry. German immigrants also settled the area before the American Revolutionary War , but in much smaller numbers.
They still contributed greatly to the early foundations of the region. The western portion of New Hanover split into Bladen County in , its western portion splitting into Anson County in Mecklenburg County formed from Anson County in Further apportionment was made in , after the American Revolutionary War, with Cabarrus County formed from Mecklenburg. In , Union County formed from Mecklenburg's southeastern portion and a western portion of Anson County. The area that is now Charlotte was settled by people of European descent around , when Thomas Spratt and his family settled near what is now the Elizabeth neighborhood.
Thomas Polk granduncle of U. Polk , who later married Thomas Spratt's daughter, built his house by the intersection of two Native American trading paths between the Yadkin and Catawba rivers. Nicknamed the "Queen City",  like its county a few years earlier, Charlotte was named in honor of German princess Charlotte of Mecklenburg-Strelitz , who had become the Queen Consort of Great Britain and Ireland in , seven years before the town's incorporation.
A second nickname derives from the American Revolutionary War , when British commander General Charles Cornwallis, 1st Marquess Cornwallis occupied the city but was driven out by hostile residents.
He wrote that Charlotte was "a hornet 's nest of rebellion", leading to the nickname "The Hornet's Nest". Within decades of Polk's settling, the area grew to become "Charlotte Town", incorporating in In , surveyors marked the streets in a grid pattern for future development. While surveying the boundary between the Carolinas in , William Moultrie stopped in Charlotte Town, whose five or six houses were "very ordinary built of logs".
Local leaders came together in and signed the Mecklenburg Resolves, more popularly known as the Mecklenburg Declaration of Independence. While not a true declaration of independence from British rule, it is among the first such declarations that eventually led to the American Revolution.
May 20, the traditional date of the signing of the declaration, is celebrated annually in Charlotte as "MecDec", with musket and cannon fire by reenactors in Independence Square. North Carolina's state flag and state seal also bear the date.
In , in nearby Cabarrus County, year-old Conrad Reed found a pound rock, which his family used as a doorstop. Many veins of gold were found in the area throughout the 19th and early 20th centuries, leading to the founding of the Charlotte Mint. North Carolina was the chief producer of gold in the United States until the Sierra Nevada find in ,  although the volume mined in the Charlotte area was dwarfed by subsequent rushes.
Some groups still pan for gold occasionally in local streams and creeks. The Reed Gold Mine operated until The Charlotte Mint was active until , when Confederate forces seized it at the outbreak of the Civil War.
The mint was not reopened at the war's end, but the building, albeit in a different location, now houses the Mint Museum of Art. The city's first boom came after the Civil War, as a cotton processing center and a railroad hub. Charlotte's city population at the Census grew to 7, In , Charlotte surpassed Wilmington to become North Carolina's largest city.
Population grew again during World War I , when the U. Many soldiers and suppliers stayed after the war, launching an urban ascent that eventually overtook older city rivals along the Piedmont Crescent.
In the census, Charlotte lost its title as the state's largest city to Winston-Salem , which with a population of 48, had 2, more people than Charlotte. However, Charlotte regained its status several years later. The city's modern-day banking industry achieved prominence in the s and s, largely under the leadership of financier Hugh McColl. First Union , later Wachovia in , experienced similar growth before it was acquired by San Francisco -based Wells Fargo in Measured by control of assets, Charlotte became the second largest banking headquarters in the United States, after New York City until On September 22, , the city took a direct hit from Hurricane Hugo.
Residents were without power for weeks, schools were closed for a week or more, and the cleanup took months. In December , Charlotte and much of central North Carolina were hit by an ice storm that resulted in more than 1. Many of the city's Bradford pear trees split apart under the weight of the ice. In August and in September , the city experienced several days of protests related to the police shootings of Jonathan Ferrell and Keith Scott. According to the United States Census Bureau , the city has a total area of Charlotte constitutes most of Mecklenburg County in the Carolina Piedmont.
Charlotte center city sits atop a long rise between two creeks, Sugar Creek and Irwin Creek, and was built on the gunnies of the St. Catherine's and Rudisill gold mines. Though the Catawba River and its lakes lie several miles west, there are no significant bodies of water or other geological features near the city center.
Consequently, development has neither been constrained nor helped by waterways or ports that have contributed to many cities of similar size. The lack of these obstructions has contributed to Charlotte's growth as a highway, rail, and air transportation hub. Smith University campus and extending to the airport. NoDa North Davidson , north of Uptown, is an emerging center for arts and entertainment.
The SouthPark area offers shopping, dining, and multifamily housing. Far South Boulevard is home to a large Hispanic community. The large area known as Southeast Charlotte is home to many golf communities, luxury developments, churches, the Jewish community center, and private schools.
As undeveloped land within Mecklenburg has become scarce, many of these communities have expanded into Weddington and Waxhaw in Union County. Since the s in particular, Uptown Charlotte has undergone massive construction of buildings, housing Bank of America , Wells Fargo , Hearst Corporation , Duke Energy , several hotels, and multiple condominium developments.
The urban section of Little Sugar Creek Greenway was completed in Inspired in part by the San Antonio River Walk , and integral to Charlotte's extensive urban park system, it is "a huge milestone" according to Gwen Cook, greenway planner for Mecklenburg County Park and Recreation. The Little Sugar Creek Greenway is prone to flooding during thunderstorms and periods of heavy rain.
Summers are hot and humid, with a daily average in July of Charlotte is directly in the path of subtropical moisture from the Gulf of Mexico as it heads up the eastern seaboard, thus the city receives ample precipitation throughout the year but also many clear, sunny days; precipitation is generally less frequent in autumn than in spring.
The most recent U. Census estimate , released in May showed , residents living within Charlotte's city limits and 1,, in Mecklenburg County. There are , housing units at an average density of 1, According to the United States Census , the racial composition of Charlotte was In , the Census Bureau reported Charlotte's population as The percentage of the population living at or below the poverty line is Out of the total population, Charlotte has historically been a Protestant city. It is the birthplace of Billy Graham , and is also the historic seat of Southern Presbyterianism , but the changing demographics of the city's increasing population have brought scores of new denominations and faiths.
In total, Charlotte proper has over places of worship. The Presbyterian Church USA is now the fourth largest denomination in Charlotte, with 68, members and congregations.
The second largest Presbyterian denomination, the Presbyterian Church in America has 43 churches and 12, members, followed by the Associate Reformed Presbyterian Church with 63 churches and 9, members.
The Baptist Peace Fellowship of North America is headquartered in Charlotte, and both Reformed Theological Seminary and Gordon-Conwell Theological Seminary have campuses there; more recently, the Religious Studies academic departments of Charlotte's local colleges and universities have also grown considerably.
The Advent Christian Church is headquartered in Charlotte. The church has over 15, congregants at nine Charlotte locations. Pius X at St. Anthony Catholic Church in nearby Mount Holly. The Traditional Latin Mass is also offered at St. Matthew Parish, located in the Ballantyne neighborhood, is the largest Catholic parish with over 30, parishioners. Charlotte has the largest Jewish population in the Carolinas. As of [update] , The largest religion in Charlotte is Christianity , with Baptists The second largest Christian group are the Roman Catholics 9./p>
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